body{margin:0;background:#FFFFFF;color:#0B0B0C;font-family:Inter,system-ui,sans-serif}
a{color:#D4002F}a:hover{color:#A80025}
.wrap{max-width:1200px;margin:0 auto;padding:0 32px;box-sizing:border-box}
.disp{font-family:Archivo,Inter,sans-serif;font-stretch:125%;font-weight:800;letter-spacing:-0.01em}
.btn{display:inline-flex;align-items:center;justify-content:center;gap:8px;min-height:48px;padding:0 24px;border-radius:999px;font-weight:600;font-size:16px;text-decoration:none;box-sizing:border-box}
.btn-red{background:#D4002F;color:#FFFFFF}.btn-red:hover{background:#A80025;color:#FFFFFF}
.btn-ghost{border:1.5px solid #0B0B0C;color:#0B0B0C}.btn-ghost:hover{background:#0B0B0C;color:#FFFFFF}
.btn-ghost{border:1.5px solid #0B0B0C;color:#0B0B0C}.btn-ghost:hover{background:#0B0B0C;color:#FFFFFF}.btn-ghost-w{border:1.5px solid #FFFFFF;color:#FFFFFF}.btn-ghost-w:hover{background:#FFFFFF;color:#0B0B0C}
.tile{all:unset;box-sizing:border-box;cursor:pointer;border-radius:16px;padding:20px;min-height:120px;display:flex;flex-direction:column;justify-content:space-between;gap:12px;font-family:Inter,sans-serif}
.tile:focus-visible{outline:3px solid #D4002F;outline-offset:2px}
.nav a{color:#0B0B0C;text-decoration:none;font-weight:500;font-size:15px}.nav a:hover{color:#D4002F}
@media (max-width:860px){.hide-sm{display:none !important}.stack-sm{flex-direction:column !important;align-items:stretch !important}.h1{font-size:40px !important}.h2{font-size:30px !important}}
.faq{all:unset;box-sizing:border-box;cursor:pointer;width:100%;display:flex;justify-content:space-between;align-items:center;gap:16px;padding:22px 0;font-family:Archivo,Inter,sans-serif;font-stretch:115%;font-weight:700;font-size:19px;color:#0B0B0C}
.faq:focus-visible{outline:3px solid #D4002F;outline-offset:4px}
.tab{all:unset;box-sizing:border-box;cursor:pointer;min-height:48px;padding:0 22px;border-radius:999px;font-weight:600;font-size:16px;display:inline-flex;align-items:center}
.tab:focus-visible{outline:3px solid #D4002F;outline-offset:2px}
.chip{all:unset;box-sizing:border-box;cursor:pointer;min-height:44px;padding:0 16px;border-radius:999px;font-size:14px;display:inline-flex;align-items:center}
.chip:focus-visible{outline:3px solid #D4002F;outline-offset:2px}
.step{all:unset;box-sizing:border-box;cursor:pointer;display:flex;gap:16px;align-items:center;min-height:64px;padding:12px 18px;border-radius:14px;width:100%}
.step:focus-visible{outline:3px solid #D4002F;outline-offset:2px}
.btn:focus-visible{outline:3px solid #0B0B0C;outline-offset:2px}
label{display:flex;flex-direction:column;gap:6px;font-size:14px;font-weight:600}
input,select{font:inherit;font-weight:400;font-size:16px;min-height:48px;padding:0 14px;border:1.5px solid #CFCFCF;border-radius:10px;background:#FFFFFF;color:#0B0B0C;box-sizing:border-box;width:100%}
input:focus,select:focus{outline:none;border-color:#0B0B0C;box-shadow:0 0 0 3px #A2D9E7}
.help{font-weight:400;font-size:13px;color:#5A5A5A}
.chk{display:flex;flex-direction:row;align-items:center;gap:10px;font-weight:400;font-size:15px;min-height:40px}
.chk input{width:20px;height:20px;min-height:0;accent-color:#D4002F}
.slot{all:unset;box-sizing:border-box;cursor:pointer;min-height:48px;padding:0 16px;border-radius:10px;border:1.5px solid #CFCFCF;font-size:15px;display:inline-flex;align-items:center;justify-content:center}
.slot:hover{border-color:#0B0B0C}.slot:focus-visible{outline:3px solid #D4002F;outline-offset:2px}
@media (max-width:860px){.hide-sm{display:none !important}.stack-sm{flex-direction:column !important;align-items:stretch !important}.h1{font-size:38px !important}}
/* ---- site shell (header, footer, mobile menu, utilities) ---- */
*,*::before,*::after{box-sizing:border-box}
html{scroll-behavior:smooth;-webkit-text-size-adjust:100%}
img{max-width:100%;height:auto}
[hidden]{display:none !important}
:focus-visible{outline:3px solid #D4002F;outline-offset:2px}
.skip{position:absolute;left:-9999px;top:8px;z-index:100;background:#0B0B0C;color:#fff;padding:10px 16px;border-radius:8px}
.skip:focus{left:16px}
.site-header{position:sticky;top:0;z-index:50;background:rgba(255,255,255,0.96);backdrop-filter:saturate(1.4) blur(6px);border-bottom:1px solid #ECECEC}
.hdr{display:flex;align-items:center;justify-content:space-between;gap:24px;min-height:72px}
.brand{display:flex;align-items:center;gap:12px;text-decoration:none;color:#0B0B0C}
.brand .by{font-size:12px;color:#5A5A5A;border-left:1px solid #D0D0D0;padding-left:12px;display:flex;align-items:center;gap:8px}
.brand img{height:14px;width:auto}
.nav{display:flex;gap:28px;align-items:center}
.nav a[aria-current="page"]{color:#D4002F}
.hdr-actions{display:flex;align-items:center;gap:12px}
.mnav{position:relative;display:none}
.mnav summary{list-style:none;cursor:pointer;width:44px;height:44px;border-radius:12px;border:1.5px solid #E2E2E2;display:flex;flex-direction:column;align-items:center;justify-content:center;gap:4px}
.mnav summary::-webkit-details-marker{display:none}
.mnav summary span{display:block;width:18px;height:2px;background:#0B0B0C;border-radius:2px}
.mnav-panel{position:absolute;right:0;top:52px;width:min(320px,calc(100vw - 32px));max-height:calc(100vh - 96px);overflow:auto;background:#fff;border:1px solid #E2E2E2;border-radius:16px;box-shadow:0 20px 50px rgba(11,11,12,0.14);padding:16px;display:flex;flex-direction:column;gap:2px}
.mnav-panel a{color:#0B0B0C;text-decoration:none;padding:9px 8px;border-radius:8px;font-size:15px}
.mnav-panel a:hover{background:#F4F6F7}
.mnav-panel .btn{margin-top:10px;color:#fff}
.mnav-h{margin:10px 8px 2px;font-size:12px;letter-spacing:0.12em;text-transform:uppercase;color:#5A5A5A;font-weight:600}
.crumbs{font-size:13px;color:#5A5A5A;padding-top:14px;padding-bottom:0;display:flex;gap:8px;flex-wrap:wrap;position:relative;z-index:1;margin-bottom:-38px}
.crumbs a{color:#5A5A5A;text-decoration:none}.crumbs a:hover{color:#D4002F}
.site-footer{background:#F4F6F7;color:#5A5A5A;padding:56px 0 40px}
.fcols{display:flex;gap:56px;flex-wrap:wrap;font-size:14px;line-height:2}
.fcols div{display:flex;flex-direction:column}
.fcols p{margin:0;color:#0B0B0C;font-weight:600}
.fcols a{color:#5A5A5A;text-decoration:none}.fcols a:hover{color:#D4002F}
.fq{margin:0;font-size:12px;line-height:1.6;color:#5A5A5A;border-top:1px solid #E2E2E2;padding-top:20px}
.hub-grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(300px,1fr));gap:20px}
.hub-card{display:flex;flex-direction:column;gap:12px;padding:32px;border:1.5px solid #E2E2E2;border-radius:18px;text-decoration:none;color:#0B0B0C;background:#fff}
.hub-card:hover{border-color:#D4002F}
.hub-card h2{margin:0;font-size:24px}.hub-card p{margin:0;color:#4A4A4A;line-height:1.6}.hub-card span{color:#D4002F;font-weight:600;margin-top:auto}
label{display:flex;flex-direction:column;gap:6px;font-size:14px;font-weight:600}
input[type=text],input[type=email],input[type=tel],select{font:inherit;font-weight:400;font-size:15px;padding:12px 14px;border:1.5px solid #D5DEE2;border-radius:10px;background:#fff;color:#0B0B0C;min-height:46px}
input:focus,select:focus{outline:none;border-color:#D4002F;box-shadow:0 0 0 3px rgba(212,0,47,0.12)}
input[aria-invalid=true],select[aria-invalid=true]{border-color:#D4002F}
.help{font-size:13px;font-weight:400;color:#5A5A5A}
label.chk{flex-direction:row;align-items:center;gap:10px;font-weight:400;font-size:15px}
label.chk input{width:18px;height:18px;accent-color:#D4002F}
button[disabled]{opacity:.6;cursor:progress}
@media (max-width:1060px){.nav{gap:18px}}
@media (max-width:960px){.hide-sm{display:none !important}.mnav{display:block}}
@media (max-width:520px){.hide-xs{display:none !important}.wrap{padding:0 16px !important}.h1{font-size:34px !important}.h2{font-size:27px !important}}
@media (prefers-reduced-motion:reduce){html{scroll-behavior:auto}}
button.btn{border:0;font-family:inherit;cursor:pointer}