# Spark Insurtech by Advancio

> Spark is a family of insurance workflow software products from Advancio for carriers, MGAs, mutuals and claims TPAs. Each product is a proven foundation that teams tailor and integrate around the core systems they already run, so they can fix one workflow at a time without replacing the core. Professionals keep decision authority; AI suggestions are shown as suggestions.

Key facts:
- Products: Spark Rater (Spark Agent POS and Spark Direct POS), Spark Underwriting, Spark Claim (including Workers' Comp FROI), Spark Portal, Spark Navigator.
- Approach: Diagnose, Configure, Integrate, Validate, Launch and measure. Scope and timing are set during scoping.
- Company: Advancio, 15+ years building software. SOC 2 Type II. HIPAA.
- Contact: solutions@advancio.com. Demos: https://spark.advancio.io/book-a-demo/
- Spark does not publish pricing. Capabilities, configurations, integrations and deployment options vary by solution and engagement. Final scope and availability are confirmed during scoping.

## Products
- [Spark Claim](https://spark.advancio.io/spark-claim/): Spark Claim prepares FNOL and Workers' Comp FROI intake before it reaches your claims system. Your claims professionals make the call. See it in a demo.
- [Spark Rater](https://spark.advancio.io/spark-rater/): Spark Rater runs rating, underwriting and bind on one engine, with Spark Agent POS for agents and Spark Direct POS for consumers. See it in a demo.
- [Spark Underwriting](https://spark.advancio.io/spark-underwriting/): Spark Underwriting prepares, enriches and routes submissions for underwriter review. Your underwriters keep decision authority. See it in a demo.
- [Spark Portal](https://spark.advancio.io/spark-portal/): Spark Portal gives carriers branded self-service for agents and customers, connected to the core systems you already run. See it in a demo.
- [Spark Navigator](https://spark.advancio.io/spark-navigator/): Spark Navigator helps insureds, agents and employees find the right pages, documents and answers across Spark experiences. See it in a demo.

## Who we serve
- [Carriers](https://spark.advancio.io/who-we-serve/carriers/): Spark helps carriers fix underwriting, claims intake and self-service one workflow at a time, without replacing the core. See it in a demo.
- [MGAs](https://spark.advancio.io/who-we-serve/mgas/): Spark helps MGAs connect quote-to-bind across agent and direct channels and prepare submissions for underwriters. See it in a demo.
- [Mutuals](https://spark.advancio.io/who-we-serve/mutuals/): Spark helps mutual insurers give members and agents branded self-service, faster answers and better-prepared claims intake. See it in a demo.
- [TPAs & self-insured](https://spark.advancio.io/who-we-serve/tpas/): Spark Claim and Workers' Comp FROI help TPAs and self-insured claims teams prepare, check and route intake for review. See it in a demo.
- [Implementation partners](https://spark.advancio.io/who-we-serve/partners/): Lead Spark delivery for your insurance clients. Advancio provides the product and license, and your team leads delivery. See it in a demo.

## Company
- [Who we serve](https://spark.advancio.io/who-we-serve/): Spark for carriers, MGAs, mutuals, TPAs and self-insured claims organizations, and implementation partners. See where Spark fits your team.
- [How it works](https://spark.advancio.io/how-it-works/): How Spark engagements run: diagnose, configure, integrate, validate, then launch and measure, on top of the systems you already run.
- [Implementation & custom development](https://spark.advancio.io/implementation/): Spark implementation, integration and custom software development for insurance teams, from Advancio. 15+ years, SOC 2 Type II, HIPAA.
- [About](https://spark.advancio.io/about/): Advancio builds Spark insurance software and custom software for insurance teams. 15+ years, SOC 2 Type II and HIPAA. See Spark in a demo.
- [Book a demo](https://spark.advancio.io/book-a-demo/): Book a 30-minute Spark demo. Tell us the workflow you want to improve, and we'll show you how Spark handles it with your systems in mind.

## Home
- [Home](https://spark.advancio.io/): Spark insurance software for carriers, MGAs, mutuals and claims TPAs. Extend the systems you already run and keep people in charge. See it in a demo.

## Optional
- [Full site text](https://spark.advancio.io/llms-full.txt): every page as plain text in one file.