Spark Insurtech by Advancio

Buy it all? Build it all? There's a smarter starting point.

Spark gives carriers, MGAs, mutuals and claims TPAs a proven foundation to tailor and integrate around the systems they already run. You don't start from zero, and you aren't locked into a one-size-fits-all license.

See it in a demo Explore the products
Spark Portal customer dashboard with the Spark Navigator assistant open
Spark Claim Workers' Comp claim manager view

Built for carriers, MGAs, mutuals and claims TPAs.

What's your bottleneck?

Start with one bottleneck.

Pick the workflow that slows your team down most. Fix that first, then expand.

Spark Claim · FNOL & Workers’ Comp FROI

Turn first notice into a confident next move.

Scores, organizes and routes claims intake for review, before it reaches your claims system.

A starting point for discussion, not a product recommendation or estimate.

Spark Claim intake triage and validation screen
How Spark fits

Build on what already works.

Your policy, billing, rating and claims systems hold years of configuration, data and process. Replacing them is a big, risky program. Most of the time, the problem isn't the core. It's the work that happens around it.

Spark sits between your people and channels and the systems you already run. It connects through APIs and an integration layer, so your core stays the system of record. You improve one workflow without starting a replacement project.

  • Keep your core. No replacement of existing systems.
  • Connect through APIs. Spark works alongside your current platforms. Integration is scoped to your environment.
  • Tailor it to your business. Configure Spark around your own rules, programs and channels.
Your people and channels
Policyholders Agents & brokers Your teams Partners via API
Spark
Rater Underwriting Claim Portal Navigator
Your existing core
Policy Billing Rating Claims Documents & data

Decision authority stays with your professionals.

Spark prepares the work. Your underwriters, adjusters and claims managers make the decisions. AI can organize a file, summarize it and suggest a next step. It doesn't make the decision.

People decide. Underwriters and claims professionals keep decision authority.
Rules stay separate from AI. Your business rules run as rules. AI suggestions are shown as suggestions.
Built for traceability. Suggestions, edits and approvals can be recorded, so you can see who did what and when.
Industry context — not Spark results
"Alternatives to wholesale platform replacement."
Celent, on middle layers and modern front ends. Claims Analytics & Claims Modernization in Q2 2026.
"Among the most high-risk IT programs insurers will undertake."
Gartner, on core system modernization. Research abstract, April 29, 2025.
"Balance the productive tensions between art and science, automation, and judgment-based experience."
McKinsey & Company, Global Insurance Report 2023, February 16, 2023.

How it works.

Every engagement follows the same five steps. Scope and timing are set with you during scoping.

  1. 01DiagnoseWe map the workflow you want to improve and where it breaks down.
  2. 02ConfigureWe tailor Spark to your rules, programs, channels and brand.
  3. 03IntegrateWe connect Spark to your existing systems through APIs.
  4. 04ValidateYour team tests it against real scenarios before anything goes live.
  5. 05Launch and measureGo live, track the results that matter to you, and decide where to expand next.
Built by Advancio
15+ yearsbuilding software
SOC 2 Type IISOC 2 Type II
HIPAAHIPAA

Start with the workflow you want to improve. Expand from there.

Book a 30-minute demo. Tell us where the work slows down, and we'll show you how Spark handles it on your terms.

See it in a demo

Prefer email? Write to solutions@advancio.com.